/* ===== Quietly — Design System ===== */

:root {
  --teal:      #009DA3;
  --teal-mid:  #008186;
  --teal-dark: #006266;
  --teal-pale: #E6F4F4;

  --cream:     #F1E9D5;
  --cream-dk:  #E2D6C0;
  --cream-mid: #EDE4CC;

  --amber:     #FFCD93;
  --amber-dk:  #523C00;

  --navy:      #213650;
  --navy-dark: #152B47;
  --steel:     #425F80;
  --muted:     #6B7F99;
  --border:    rgba(33,54,80,0.1);

  --white:     #FFFFFF;
  --off:       #F7F8FA;

  --serif: 'IBM Plex Serif', Georgia, serif;
  --sans:  'IBM Plex Sans', system-ui, sans-serif;
  --ease:  cubic-bezier(0.16, 1, 0.3, 1);
}

/* ─── Reset ─── */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--sans);
  color: var(--navy);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
a { text-decoration: none; color: inherit; }
img { display: block; max-width: 100%; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
ul { list-style: none; }

/* ─── Wrap ─── */
.wrap {
  width: 100%;
  max-width: 1152px;
  margin: 0 auto;
  padding: 0 24px;
}
@media (min-width: 768px)  { .wrap { padding: 0 40px; } }
@media (min-width: 1200px) { .wrap { padding: 0 32px; } }

/* ─── Pill ─── */
.pill {
  display: inline-flex;
  align-items: center;
  padding: 5px 14px;
  background: var(--amber);
  border-radius: 99px;
  font-size: 12px;
  font-weight: 500;
  color: var(--amber-dk);
  letter-spacing: 0.2px;
}
.pill-dark {
  background: rgba(255,205,147,0.15);
  color: var(--amber);
}

/* ─── Buttons ─── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 6px;
  font-family: var(--sans);
  font-size: 14px;
  font-weight: 500;
  transition: all 0.25s var(--ease);
  white-space: nowrap;
}
.btn-lg  { padding: 15px 28px; font-size: 15px; }
.btn-sm  { padding: 8px 16px;  font-size: 13px; }

.btn-primary {
  background: var(--teal);
  color: white;
  border: 1.5px solid var(--teal);
}
.btn-primary:hover {
  background: var(--teal-mid);
  border-color: var(--teal-mid);
  box-shadow: 0 4px 18px rgba(0,157,163,0.3);
}

.btn-outline-cream {
  background: transparent;
  color: var(--navy);
  border: 1.5px solid rgba(33,54,80,0.2);
}
.btn-outline-cream:hover {
  border-color: var(--navy);
  background: rgba(33,54,80,0.04);
}

/* ─── Reveal ─── */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.75s var(--ease), transform 0.75s var(--ease);
}
.reveal.visible { opacity: 1; transform: translateY(0); }

/* ===================================================
   HEADER
   =================================================== */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  transition: box-shadow 0.3s, border-color 0.3s;
}
.site-header.scrolled {
  box-shadow: 0 4px 24px rgba(33,54,80,0.07);
  border-bottom-color: transparent;
}

.hdr-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}

.logo {
  font-family: var(--sans);
  font-size: 19px;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: -0.04em;
  display: flex;
  align-items: center;
  gap: 4px;
}

.logo-icon {
  width: 56px;
  height: 56px;
  color: var(--navy);
  filter: brightness(0) saturate(100%);
}

.logo-icon-large {
  width: 94px;
  height: 94px;
  filter: brightness(0) saturate(100%);
}

.logo-stacked {
  flex-direction: column;
  align-items: center;
  gap: 4px;
}

.hdr-nav { display: none; gap: 28px; }
.hdr-nav a {
  font-size: 14px;
  color: var(--steel);
  transition: color 0.2s;
}
.hdr-nav a:hover { color: var(--teal); }
@media (min-width: 860px) { .hdr-nav { display: flex; } }

.hdr-actions { display: flex; align-items: center; gap: 10px; }

.hamburger { display: flex; flex-direction: column; gap: 5px; padding: 8px; }
.hamburger span {
  display: block; width: 22px; height: 1.5px;
  background: var(--navy); border-radius: 2px;
}
@media (min-width: 860px) { .hamburger { display: none; } }

/* Drawer */
.drawer {
  position: fixed;
  top: 0; right: 0; bottom: 0;
  width: min(300px, 85vw);
  background: var(--white);
  z-index: 200;
  padding: 72px 28px 40px;
  display: flex; flex-direction: column;
  transform: translateX(100%);
  transition: transform 0.4s var(--ease);
  border-left: 1px solid var(--border);
}
.drawer.open { transform: translateX(0); }
.drawer-close { position: absolute; top: 22px; right: 22px; font-size: 20px; color: var(--steel); }
.drawer-nav { display: flex; flex-direction: column; flex: 1; }
.drawer-link {
  display: block;
  font-family: var(--serif);
  font-size: 22px; font-weight: 400;
  color: var(--navy);
  padding: 14px 0;
  border-bottom: 1px solid var(--border);
}
.drawer-cta { margin-top: 28px; }
.drawer-cta .btn { width: 100%; justify-content: center; }

.drawer-backdrop {
  display: none; position: fixed; inset: 0;
  background: rgba(33,54,80,0.2);
  z-index: 199; backdrop-filter: blur(3px);
}
.drawer-backdrop.open { display: block; }

/* ===================================================
   HERO
   =================================================== */
.hero { padding-top: 68px; }

.hero-bg {
  background: linear-gradient(205deg, #F1E9D5 18%, #E2D6C0 91%);
  padding: 64px 0 72px;
}
@media (min-width: 768px)  { .hero-bg { padding: 80px 0 96px; } }
@media (min-width: 1024px) { .hero-bg { padding: 96px 0 112px; } }

.hero-wrap {
  display: grid;
  grid-template-columns: 1fr;
  gap: 52px;
  align-items: center;
}
@media (min-width: 1024px) {
  .hero-wrap { grid-template-columns: 1fr 420px; gap: 56px; }
}

/* Copy */
.hero-copy { display: flex; flex-direction: column; gap: 24px; align-items: flex-start; }

.hero-copy h1 {
  font-family: var(--serif);
  font-size: 40px; font-weight: 400;
  line-height: 1.12; letter-spacing: -0.02em;
  color: var(--navy);
}
.hero-copy h1 em { font-style: italic; }
@media (min-width: 768px)  { .hero-copy h1 { font-size: 50px; } }
@media (min-width: 1200px) { .hero-copy h1 { font-size: 56px; } }

.hero-sub {
  font-size: 16px; line-height: 1.8;
  color: var(--steel); max-width: 460px;
}
@media (min-width: 768px) { .hero-sub { font-size: 17px; } }

.hero-actions { display: flex; gap: 10px; flex-wrap: wrap; }

.hero-trust {
  display: flex; flex-wrap: wrap; gap: 16px;
  padding-top: 16px;
}
.trust-item {
  display: flex; align-items: center; gap: 6px;
  font-size: 13px; color: var(--steel);
}
.trust-item svg { color: var(--teal); flex-shrink: 0; }

/* Chat card */
.chat-card {
  background: var(--white);
  border-radius: 20px;
  padding: 24px;
  box-shadow: 0 20px 64px rgba(33,54,80,0.12), 0 2px 8px rgba(33,54,80,0.05);
}

.chat-card-header {
  display: flex; align-items: center; gap: 12px;
  padding-bottom: 16px; margin-bottom: 16px;
  border-bottom: 1px solid rgba(33,54,80,0.07);
}
.chat-card-av {
  width: 36px; height: 36px; border-radius: 10px;
  background: var(--teal); color: white;
  display: flex; align-items: center; justify-content: center;
  font-size: 11px; font-weight: 600; flex-shrink: 0;
}
.chat-card-name {
  display: block; font-size: 13px; font-weight: 600; color: var(--navy);
}
.chat-card-status {
  display: flex; align-items: center; gap: 5px;
  font-size: 11px; color: var(--teal);
}
.status-dot {
  width: 5px; height: 5px; border-radius: 50%; background: var(--teal);
}

.chat-msgs { display: flex; flex-direction: column; gap: 10px; margin-bottom: 16px; }

.msg { display: flex; align-items: flex-end; gap: 8px; }
.msg-user { flex-direction: row-reverse; }

.msg-av {
  width: 26px; height: 26px; border-radius: 8px; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: 10px; font-weight: 600;
}
.av-ira  { background: var(--teal); color: white; }
.av-user { background: var(--cream-dk); color: var(--navy); }

.msg-bubble {
  padding: 10px 14px;
  border-radius: 4px 14px 14px 4px;
  font-size: 13px; line-height: 1.55;
  color: var(--navy); background: var(--off);
  max-width: 240px;
}
.msg-user .msg-bubble {
  background: var(--teal); color: white;
  border-radius: 14px 4px 4px 14px;
}

/* Chat animations */
.msg { opacity: 0; animation: msgIn 0.5s var(--ease) forwards; }
.msg:nth-child(1) { animation-delay: 0.4s; }
.msg:nth-child(2) { animation-delay: 1.1s; }
.msg:nth-child(3) { animation-delay: 1.9s; }
@keyframes msgIn {
  from { opacity: 0; transform: translateY(6px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* Input row fake */
.chat-input-row {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 14px;
  background: var(--off); border-radius: 12px;
  border: 1px solid var(--border);
}
.chat-input-fake {
  flex: 1; font-size: 13px; color: var(--muted);
}
.chat-send-btn {
  width: 28px; height: 28px; border-radius: 8px;
  background: var(--teal); color: white;
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; flex-shrink: 0;
}

/* ===================================================
   TICKER
   =================================================== */
.ticker {
  overflow: hidden;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 13px 0;
  background: var(--white);
}
.ticker-track {
  display: flex; align-items: center; gap: 22px;
  width: max-content;
  animation: tickScroll 32s linear infinite;
  font-size: 13px; color: var(--muted); white-space: nowrap;
}
.tick-dot {
  display: inline-block; width: 4px; height: 4px;
  border-radius: 50%; background: var(--teal); opacity: 0.4; flex-shrink: 0;
}
@keyframes tickScroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}

/* ===================================================
   PROBLEM
   =================================================== */
.problem { padding: 100px 0; background: var(--white); }
@media (min-width: 768px) { .problem { padding: 120px 0; } }

.problem-inner {
  display: grid; grid-template-columns: 1fr;
  gap: 56px; align-items: start;
}
@media (min-width: 1024px) {
  .problem-inner { grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
}

.problem-copy { display: flex; flex-direction: column; gap: 18px; align-items: flex-start; }
.problem-copy h2 {
  font-family: var(--serif);
  font-size: 32px; font-weight: 400;
  line-height: 1.2; color: var(--navy);
}
@media (min-width: 768px) { .problem-copy h2 { font-size: 36px; } }
.problem-copy p { font-size: 16px; color: var(--steel); line-height: 1.8; }

/* Spiral visual */
.problem-visual {
  display: flex; flex-direction: column; gap: 12px; align-items: flex-start;
}

.spiral-card {
  background: rgba(33,54,80,0.03);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 28px;
  width: 100%;
}
.spiral-label {
  font-size: 11px; font-weight: 500;
  letter-spacing: 1px; text-transform: uppercase;
  color: var(--muted); margin-bottom: 18px;
}
.spiral-items {
  display: flex; flex-direction: column; gap: 0;
}
.spiral-item {
  padding: 12px 16px;
  border-radius: 8px;
  font-size: 14px; color: var(--steel);
  border-left: 2px solid transparent;
  transition: all 0.2s;
}
.si-1 { border-left-color: rgba(0,157,163,0.6); color: var(--navy);  }
.si-2 { border-left-color: rgba(0,157,163,0.4); padding-left: 24px;  }
.si-3 { border-left-color: rgba(0,157,163,0.3); padding-left: 32px;  }
.si-4 { border-left-color: rgba(0,157,163,0.2); padding-left: 40px; color: var(--muted); }
.si-5 { border-left-color: rgba(0,157,163,0.1); padding-left: 48px; color: var(--muted); font-style: italic; }

.spiral-arrow {
  font-size: 22px; color: var(--teal); opacity: 0.5;
  align-self: center; padding: 0 4px;
}

.relief-card {
  background: var(--teal);
  border-radius: 16px;
  padding: 24px 28px;
  width: 100%;
}
.relief-label {
  font-size: 11px; font-weight: 500;
  letter-spacing: 1px; text-transform: uppercase;
  color: rgba(255,255,255,0.5); margin-bottom: 8px;
}
.relief-text {
  font-family: var(--serif);
  font-size: 18px; font-weight: 400;
  line-height: 1.5; color: white;
}

/* ===================================================
   HOW IT WORKS
   =================================================== */
.hiw { padding: 100px 0; background: var(--off); }
@media (min-width: 768px) { .hiw { padding: 120px 0; } }

.hiw-header {
  text-align: center;
  max-width: 560px;
  margin: 0 auto 72px;
  display: flex; flex-direction: column; gap: 14px;
  align-items: center;
}
.hiw-header h2 {
  font-family: var(--serif);
  font-size: 32px; font-weight: 400;
  line-height: 1.2; color: var(--navy);
}
@media (min-width: 768px) { .hiw-header h2 { font-size: 38px; } }
.hiw-header p { font-size: 16px; color: var(--steel); line-height: 1.7; }

/* Steps */
.hiw-steps {
  display: flex; flex-direction: column;
  gap: 0;
  border-top: 1px solid var(--border);
}

.hiw-step {
  padding: 56px 0;
  border-bottom: 1px solid var(--border);
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 0 28px;
  align-items: start;
}
@media (min-width: 768px) { .hiw-step { gap: 0 40px; padding: 64px 0; } }

.hiw-step-num {
  font-family: var(--serif);
  font-size: 13px; font-weight: 400;
  color: var(--teal); letter-spacing: 1px;
  padding-top: 6px; opacity: 0.7;
}

.hiw-step-body {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
}
@media (min-width: 860px) {
  .hiw-step-body { grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
  .hiw-step-flip .hiw-step-body { direction: rtl; }
  .hiw-step-flip .hiw-step-body > * { direction: ltr; }
}

.hiw-step-text { display: flex; flex-direction: column; gap: 14px; }
.hiw-step-text h3 {
  font-family: var(--serif);
  font-size: 22px; font-weight: 400;
  color: var(--navy); line-height: 1.3;
}
@media (min-width: 768px) { .hiw-step-text h3 { font-size: 24px; } }
.hiw-step-text p {
  font-size: 15px; color: var(--steel); line-height: 1.8;
}

/* Mini chat inside HIW */
.mini-chat {
  background: var(--white);
  border-radius: 16px; padding: 20px;
  border: 1px solid var(--border);
  display: flex; flex-direction: column; gap: 10px;
  box-shadow: 0 4px 20px rgba(33,54,80,0.07);
}

.mini-msg { display: flex; align-items: flex-end; gap: 8px; }
.mini-user { flex-direction: row-reverse; }

.mini-av {
  width: 24px; height: 24px; border-radius: 7px; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: 9px; font-weight: 600;
  background: var(--teal); color: white;
}

.mini-bubble {
  padding: 10px 13px;
  border-radius: 4px 13px 13px 4px;
  font-size: 13px; line-height: 1.55;
  max-width: 220px;
}
.user-bubble {
  background: var(--teal); color: white;
  border-radius: 13px 4px 4px 13px;
}
.ira-bubble { background: var(--off); color: var(--navy); }

/* Step 3 next options */
.hiw-step-options {
  display: flex; flex-direction: column; gap: 12px;
}
.next-opt {
  display: flex; align-items: center; gap: 14px;
  padding: 14px 16px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.next-opt:hover {
  border-color: rgba(0,157,163,0.3);
  box-shadow: 0 2px 12px rgba(0,157,163,0.08);
}
.next-opt-icon {
  font-size: 18px; width: 36px; height: 36px;
  background: var(--teal-pale); border-radius: 9px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.next-opt-text { display: flex; flex-direction: column; gap: 2px; }
.next-opt-text strong { font-size: 14px; font-weight: 500; color: var(--navy); }
.next-opt-text span  { font-size: 12px; color: var(--muted); }

/* HIW footer callout */
.hiw-footer {
  text-align: center;
  padding-top: 64px;
  display: flex; flex-direction: column; align-items: center; gap: 24px;
}
.hiw-footer p {
  font-family: var(--serif);
  font-size: 20px; font-weight: 400;
  color: var(--navy); line-height: 1.5;
}
@media (min-width: 768px) { .hiw-footer p { font-size: 24px; } }

/* ===================================================
   SERVICES
   =================================================== */
.services { padding: 100px 0; background: var(--white); }
@media (min-width: 768px) { .services { padding: 120px 0; } }

.services-intro {
  display: flex; flex-direction: column; gap: 14px;
  margin-bottom: 56px; max-width: 520px;
  align-items: flex-start;
}
.services-intro h2 {
  font-family: var(--serif);
  font-size: 32px; font-weight: 400;
  line-height: 1.2; color: var(--navy);
}
@media (min-width: 768px) { .services-intro h2 { font-size: 36px; } }
.services-intro p { font-size: 16px; color: var(--steel); line-height: 1.7; }

.svc-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2px;
}
@media (min-width: 640px)  { .svc-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .svc-grid { grid-template-columns: 1fr 1fr 1fr; } }

.svc-card {
  padding: 36px 32px;
  background: var(--off);
  border: 1px solid var(--border);
  display: flex; flex-direction: column; gap: 14px;
  transition: background 0.25s, border-color 0.25s;
}
.svc-card:hover {
  background: var(--white);
  border-color: rgba(0,157,163,0.2);
}

.svc-card-icon { font-size: 24px; }

.svc-card h3 {
  font-family: var(--serif);
  font-size: 18px; font-weight: 400;
  color: var(--navy); line-height: 1.3;
}
.svc-card p {
  font-size: 14px; color: var(--steel); line-height: 1.75;
}

/* ===================================================
   IRA
   =================================================== */
.ira { padding: 100px 0; background: var(--navy); }
@media (min-width: 768px) { .ira { padding: 120px 0; } }

.ira-inner {
  display: grid; grid-template-columns: 1fr;
  gap: 56px; align-items: center;
}
@media (min-width: 1024px) {
  .ira-inner { grid-template-columns: 1fr 280px; gap: 80px; }
}

.ira-left { display: flex; flex-direction: column; gap: 22px; align-items: flex-start; }

.ira-left h2 {
  font-family: var(--serif);
  font-size: 32px; font-weight: 400;
  line-height: 1.2; color: white;
}
.ira-left h2 em { font-style: italic; }
@media (min-width: 768px) { .ira-left h2 { font-size: 38px; } }

.ira-left p {
  font-size: 16px; line-height: 1.8;
  color: rgba(255,255,255,0.6);
}

.ira-feats {
  display: flex; flex-direction: column;
  border-top: 1px solid rgba(255,255,255,0.07);
}
.ira-feats li {
  display: flex; align-items: center; gap: 12px;
  padding: 12px 0;
  font-size: 14px; color: rgba(255,255,255,0.65);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.ira-feats li::before {
  content: ''; display: block;
  width: 5px; height: 5px; border-radius: 50%;
  background: var(--teal); flex-shrink: 0; opacity: 0.8;
}

.ira-tags { display: flex; flex-wrap: wrap; gap: 7px; }
.ira-tags span {
  padding: 6px 13px; border-radius: 99px;
  font-size: 12px; color: rgba(255,255,255,0.4);
  border: 1px solid rgba(255,255,255,0.12);
  transition: all 0.2s; cursor: default;
}
.ira-tags span:hover {
  background: rgba(0,157,163,0.15);
  border-color: rgba(0,157,163,0.4);
  color: rgba(255,255,255,0.85);
}

.ira-right {
  display: flex; flex-direction: column;
  align-items: center; gap: 20px;
}

.ira-orb {
  position: relative;
  width: 220px; height: 220px;
  display: flex; align-items: center; justify-content: center;
}

.orb-ring {
  position: absolute; border-radius: 50%;
  border: 1px solid rgba(0,157,163,0.25);
  animation: orbPulse 4s ease-in-out infinite;
}
.orb-ring-1 { inset: 0;    border-color: rgba(0,157,163,0.3); animation-delay: 0s;   }
.orb-ring-2 { inset: 30px; border-color: rgba(0,157,163,0.2); animation-delay: 0.7s; }
.orb-ring-3 { inset: 60px; border-color: rgba(0,157,163,0.15); animation-delay: 1.4s; }
@keyframes orbPulse {
  0%, 100% { transform: scale(1); opacity: 1; }
  50%       { transform: scale(1.04); opacity: 0.65; }
}

.orb-name {
  position: relative; z-index: 2;
  font-family: var(--serif);
  font-size: 48px; font-weight: 400; font-style: italic;
  color: rgba(255,255,255,0.9);
}

.ira-orb-caption {
  font-size: 13px; color: rgba(255,255,255,0.35);
  text-align: center; font-style: italic;
  max-width: 200px; line-height: 1.6;
}

/* ===================================================
   WHY
   =================================================== */
.why { padding: 100px 0; background: var(--cream); }
@media (min-width: 768px) { .why { padding: 120px 0; } }

.why-inner {
  display: grid; grid-template-columns: 1fr;
  gap: 56px;
}
@media (min-width: 1024px) {
  .why-inner { grid-template-columns: 1fr 1fr; gap: 72px; align-items: start; }
}

.why-left { display: flex; flex-direction: column; gap: 18px; align-items: flex-start; }
.why-left h2 {
  font-family: var(--serif);
  font-size: 32px; font-weight: 400;
  line-height: 1.2; color: var(--navy);
}
@media (min-width: 768px) { .why-left h2 { font-size: 36px; } }
.why-left p { font-size: 16px; color: var(--steel); line-height: 1.8; }

.why-founders {
  font-size: 14px !important;
  color: var(--muted) !important;
  font-style: italic;
  padding-top: 4px;
}

.why-stats {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: 16px; overflow: hidden;
}

.wstat {
  padding: 32px 28px;
  background: white;
  display: flex; flex-direction: column; gap: 8px;
}

.wstat-num {
  font-family: var(--serif);
  font-size: 44px; font-weight: 400;
  color: var(--teal); line-height: 1;
  letter-spacing: -0.02em;
}
.wstat-label {
  font-size: 13px; color: var(--muted); line-height: 1.5;
}

/* ===================================================
   FAQ
   =================================================== */
.faq { padding: 100px 0; background: var(--white); }
@media (min-width: 768px) { .faq { padding: 120px 0; } }

.faq-header {
  display: flex; flex-direction: column; gap: 14px;
  margin-bottom: 48px; max-width: 540px;
  align-items: flex-start;
}
.faq-header h2 {
  font-family: var(--serif);
  font-size: 32px; font-weight: 400;
  line-height: 1.2; color: var(--navy);
}
@media (min-width: 768px) { .faq-header h2 { font-size: 36px; } }
.faq-header p { font-size: 15px; color: var(--muted); }

.faq-list { max-width: 820px; }

.faq-item { border-top: 1px solid var(--border); }
.faq-item:last-child { border-bottom: 1px solid var(--border); }

.faq-q {
  display: flex; align-items: center; justify-content: space-between;
  width: 100%; text-align: left;
  padding: 22px 0; gap: 24px;
  font-size: 15px; font-weight: 400;
  color: var(--navy); transition: color 0.2s;
}
.faq-q:hover { color: var(--teal); }
@media (min-width: 768px) { .faq-q { font-size: 16px; padding: 26px 0; } }

.faq-icon {
  width: 20px; height: 20px; flex-shrink: 0;
  stroke: currentColor;
  transition: transform 0.3s var(--ease), color 0.2s;
  color: var(--muted);
}
.faq-item.open .faq-icon { transform: rotate(45deg); color: var(--teal); }

.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.45s var(--ease); }
.faq-item.open .faq-a { max-height: 400px; }
.faq-a p {
  padding-bottom: 22px;
  font-size: 15px; color: var(--steel); line-height: 1.8;
  max-width: 640px;
}

.faq-contact {
  margin-top: 40px;
  font-size: 14px; color: var(--muted);
}
.faq-contact a {
  color: var(--teal); text-decoration: underline;
  text-underline-offset: 3px;
}

/* ===================================================
   FOOTER
   =================================================== */
.footer { padding: 100px 0 0; background: var(--white); }
@media (min-width: 768px) { .footer { padding: 120px 0 0; } }

.footer-cta {
  background: var(--navy);
  border-radius: 20px;
  padding: 64px 48px;
  text-align: center;
  display: flex; flex-direction: column;
  align-items: center; gap: 16px;
  margin-bottom: 64px;
  position: relative; overflow: hidden;
}
.footer-cta::before {
  content: '';
  position: absolute;
  width: 400px; height: 400px; border-radius: 50%;
  background: radial-gradient(circle, rgba(0,157,163,0.12) 0%, transparent 70%);
  right: -80px; top: -80px; pointer-events: none;
}
.footer-cta h2 {
  font-family: var(--serif);
  font-size: 28px; font-weight: 400;
  color: white; line-height: 1.3;
  position: relative; z-index: 1;
}
@media (min-width: 768px) { .footer-cta h2 { font-size: 36px; } }
.footer-cta p {
  font-size: 15px; color: rgba(255,255,255,0.5);
  line-height: 1.7; position: relative; z-index: 1;
}
.footer-cta .btn { position: relative; z-index: 1; margin-top: 8px; }

.footer-bar {
  display: flex; flex-direction: column; gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid var(--border);
}
@media (min-width: 768px) {
  .footer-bar { flex-direction: row; justify-content: space-between; }
}

.footer-logo { display: flex; flex-direction: column; gap: 8px; align-items: center; }
.footer-logo p { font-size: 13px; color: var(--muted); line-height: 1.6; text-align: center; }
.footer-logo .logo-stacked {
  gap: 4px;
  align-items: center;
}

.footer-links-wrap { display: flex; gap: 48px; flex-wrap: wrap; }

.footer-col {
  display: flex; flex-direction: column; gap: 8px;
}
.footer-col-title {
  font-size: 11px; font-weight: 500;
  letter-spacing: 1px; text-transform: uppercase;
  color: var(--muted); margin-bottom: 4px;
}
.footer-col a {
  font-size: 14px; color: var(--steel);
  transition: color 0.2s;
}
.footer-col a:hover { color: var(--teal); }

.social-icons {
  display: flex;
  gap: 16px;
  align-items: center;
}
.social-icons a {
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--steel);
  transition: all 0.25s ease;
}
.social-icons a:hover {
  color: var(--teal);
  transform: translateY(-2px);
}
.social-icons svg {
  width: 24px;
  height: 24px;
}

.footer-bottom {
  display: flex; flex-direction: column; gap: 4px;
  padding: 22px 0 36px;
  font-size: 12px; color: var(--muted);
}
@media (min-width: 768px) {
  .footer-bottom { flex-direction: row; justify-content: space-between; }
}
.footer-bottom a { color: inherit; text-decoration: underline; text-underline-offset: 3px; }

/* ===================================================
   MODAL
   =================================================== */
.modal-overlay {
  display: none; position: fixed; inset: 0;
  background: rgba(33,54,80,0.28);
  backdrop-filter: blur(8px);
  z-index: 300;
  align-items: center; justify-content: center;
  padding: 20px;
}
.modal-overlay.open { display: flex; }

.modal {
  background: var(--white);
  border-radius: 20px; padding: 28px;
  max-width: 360px; width: 100%;
  box-shadow: 0 32px 80px rgba(33,54,80,0.18);
  animation: modalIn 0.3s var(--ease);
}

.modal-hdr {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 20px;
}
.modal-hdr h3 {
  font-family: var(--serif);
  font-size: 19px; font-weight: 400; color: var(--navy);
}
.modal-close {
  width: 30px; height: 30px; border-radius: 8px;
  background: var(--off);
  display: flex; align-items: center; justify-content: center;
  transition: background 0.2s;
}
.modal-close svg { width: 14px; height: 14px; color: var(--navy); }
.modal-close:hover { background: var(--cream); }

.modal-opts { display: flex; flex-direction: column; border-top: 1px solid var(--border); }

.modal-opt {
  display: flex; align-items: center; gap: 14px;
  padding: 15px 0;
  border-bottom: 1px solid rgba(33,54,80,0.06);
  cursor: pointer; transition: padding-left 0.2s;
  color: var(--navy); background: none;
  text-align: left; width: 100%;
}
.modal-opt:hover { padding-left: 6px; }
.modal-opt-disabled { opacity: 0.35; cursor: default; pointer-events: none; }

.modal-opt-icon {
  width: 36px; height: 36px; border-radius: 9px;
  background: rgba(0,157,163,0.07);
  display: flex; align-items: center; justify-content: center;
  font-size: 15px; color: var(--teal); flex-shrink: 0;
  border: 1px solid rgba(0,157,163,0.12);
}
.modal-opt-text { flex: 1; }
.modal-opt-title { font-weight: 500; font-size: 14px; color: var(--navy); margin-bottom: 2px; }
.modal-opt-sub   { font-size: 12px; color: var(--muted); }
.modal-opt-arr   { color: var(--muted); font-size: 18px; }

@keyframes modalIn {
  from { opacity: 0; transform: scale(0.96) translateY(8px); }
  to   { opacity: 1; transform: scale(1) translateY(0); }
}